Information We Collect – Non-Personal and Personal
Information about your computer hardware and software may be automatically collected by polkcredit.com. We collect the IP address, browser type, domain names, access time and referring websites of the device you use to connect to the Internet. This information is used for the operation of the service, to maintain quality service and to provide general statistics regarding the use of polkcredit.com website to assist in providing a positive online experience. See the “Cookies” section below.
Polkcredit.com may also gather personal information that you provide us. We collect information you provide through an online application at the Website when you submit the completed application. The information in your online application includes but is not limited to your name, address, date of birth, social security number, email address, phone number, employer, occupation and income. We use this information to, among other things, respond to your inquires for financial products and services.
The personal information you provide online is held by the polkcredit.com. You can access and/or change information in connection with your application by telephoning us at 863-333-8119. To protect your privacy, proof of identity or other authentication is required.
We only share your identifiable personal information we collect from the Website with service providers who assist us in providing services and products to you, except if we otherwise have your consent to share. Any other information shared with third parties is on a de-identified basis.
Cookies are small amounts of information which your computer or mobile device downloads when you visit the Website. When you return to the Website, or other websites that use the same cookies, the cookies and your web browser are recognized. Cookies are helpful to you in that your preferences are remembered, you can navigate through the Website more efficiently and your experience on the Website can be more personalized. Cookies are helpful to us in that we can detect and solve Website problems and better understand how the Website is used in order to create a more functional and secure consumer experience.
You can manage cookies by changing the tracking settings on each of the devices and browsers from which you access the Website.
We use state-of-the-art technology to keep information you provide us secure. Information that is transferred to and from the Website uses hypertext transfer protocol (https) which provides encryption and security of the transmitted information. Consumer’s social security numbers are encrypted while being stored. We obtain contractual agreements with our service providers to ensure that they have safeguards in place to protect our customer’s private information. Our employees are trained to adhere to privacy and information security policies.
Unless otherwise specified, polkcredit.com is the owner or licensee of all intellectual property rights to the polkcredit.com website and its contents, including copyright and registered and unregistered trademark rights. You are permitted to use the Website for personal, non-commercial use in connection with products and services you are proposing to, or in fact, receive from us. In connection with any materials you may download or print for the permitted use stated above (“Content”), you are prohibited from modifying any Content or reproducing Content in a manner to cause confusion with polkcredit.com or that otherwise will cause harm or be detrimental to our business activities. You may not misuse the Website or its contents, including for any unlawful purpose. You may not reverse engineer any of the code or processes provided on the Website.
The Website is intended for adults. We do not knowingly collect personal information from children under the age of 13. If we obtain knowledge that we have personally identifiable information about a child under 13 in retrievable form in our files, we will delete that information from our existing files.